Side-by-side · Q2 2026 data
Integris Federal Credit Union vs Encentus Federal Credit Union
Credit union
Integris Federal Credit Union
Oklahoma City, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Integris Federal Credit Union | Encentus Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 15 | 27 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 47th | 65th |
| Total assets | $14.4M | $21.4M |
| Deposits / shares | $12.9M | $17.8M |
| Capital ratio | 11.50% | 17.05% (stronger) |
| Problem loans | 0.00% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 1.82% |
| Return on assets | -0.12% | 0.18% (stronger) |
| Loans ÷ deposits | 27.7% (stronger) | 39.7% |
| Uninsured deposits | 1.9% | 1.1% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Encentus Federal Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Integris Federal Credit Union leads on 3 and Encentus Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.