Side-by-side · Q2 2026 data
Integrity Bank for Business vs Virginia Educators Credit Union
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Integrity Bank for Business | Virginia Educators Credit Union |
|---|---|---|
| TellerScore | 79 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 31 | 97 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 97th |
| Total assets | $111.7M | $76.3M |
| Deposits / shares | $70.6M | $57.3M |
| Capital ratio | 24.06% | 24.16% (stronger) |
| Problem loans | 0.00% (stronger) | 0.43% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 0.28% | 1.92% (stronger) |
| Loans ÷ deposits | 67.4% | 13.0% (stronger) |
| Uninsured deposits | 48.9% | 3.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Integrity Bank for Business leads on 2 and Virginia Educators Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.