TellerScore

Integrity Bank for Business is a state-chartered bank (fed member) headquartered in Virginia Beach, Virginia. At the end of Q2 2026 it reported $111.7M in total assets and $70.6M in deposits, with 1 office.

Based on its Q2 2026 filing, Integrity Bank for Business scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 14th. Its strongest component is capital cushion (100/100; 24.06%), and its lowest is earnings (31/100; 0.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 24.06%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings31/100
Return on assets (annualized): 0.28%
Funding & liquidity55/100
Loans ÷ deposits and uninsured-deposit share: 67.4% · 48.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (77 → 79), mostly because the earnings component improved by 15 points.

TellerScore
747779Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202474
Q4 202474
Q1 202575
Q2 202577
Q3 202577
Q4 202577
Q1 202679
Q2 202679
Tier 1 leverage ratio
5.00%16.87%28.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202425.84%
Q3 202425.43%
Q4 202425.65%
Q1 202528.74%
Q2 202526.43%
Q3 202524.62%
Q4 202524.64%
Q1 202624.60%
Q2 202624.06%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.56%-0.14%0.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.56%
Q3 2024-0.50%
Q4 2024-0.31%
Q1 2025-0.23%
Q2 2025-0.11%
Q3 2025-0.01%
Q4 20250.07%
Q1 20260.16%
Q2 20260.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$111.7M24.06%0.00%0.28%67.4%
Q1 202679$86.9M24.60%0.00%0.16%73.0%
Q4 202577$98.4M24.64%0.00%0.07%82.8%
Q3 202577$98.7M24.62%0.00%-0.01%80.6%
Q2 202577$100.0M26.43%0.00%-0.11%74.2%
Q1 202575$91.6M28.74%0.00%-0.23%77.7%
Q4 202474$89.6M25.65%0.00%-0.31%81.2%
Q3 202474$90.1M25.43%0.00%-0.50%78.2%
Q2 202474$90.5M25.84%0.00%-0.56%76.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.06%
98th
Total risk-based capital38.78%
98th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.28%
7th
Net interest margin3.60%
32nd
Efficiency ratio90.4%
6th
Loans to deposits67.4%
74th
Uninsured deposits48.9%
4th
Loan-loss reserves0.50%
3rd
Texas ratio0.0%
95th

Similar-size banks in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Community Bankers' BankBank Midlothian, VA79 out of 100, Strong$139.4M15.4%0.00%vs
Movement BankBank Danville, VA74 out of 100, Strong$165.5M11.1%0.07%vs
Highlands Community BankBank Covington, VA57 out of 100, Moderate$188.9M12.6%2.51%vs
Farmers and Miners BankBank Pennington Gap, VA89 out of 100, Very strong$193.2M13.3%0.32%vs
The Bank of Charlotte CountyBank Phenix, VA87 out of 100, Very strong$222.8M12.8%0.33%vs
CornerStone BankBank Lexington, VA66 out of 100, Moderate$232.8M10.9%0.87%vs

Deposit insurance

Is my money safe at Integrity Bank for Business?

Yes. Integrity Bank for Business is an FDIC-insured institution (FDIC certificate #59262). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 48.9% of deposits ($34.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 24.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 38.78% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Integrity Bank for Business lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Integrity Bank for Business
Type
State-chartered bank (Fed member)
FDIC certificate #
59262
RSSD ID
5543735
Primary regulator
FED
Established
May 3, 2021
Headquarters
2901 S Lynnhaven Rd, Virginia Beach, VA 23452
Employees
10

Quick answers

Integrity Bank for Business: common questions

Is Integrity Bank for Business FDIC insured?

Yes. Integrity Bank for Business is an FDIC-insured institution (FDIC certificate #59262). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Integrity Bank for Business's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Integrity Bank for Business ever failed?

There is no failure record for FDIC certificate #59262 in the FDIC failed bank list.

How many branches does Integrity Bank for Business have?

1 office as of the latest FDIC data.

Nearby

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