Side-by-side · Q2 2026 data
Integrity Bank Plus vs First Farmers & Merchants State Bank of Grand Meadow
Bank
First Farmers & Merchants State Bank of Grand Meadow
Grand Meadow, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Integrity Bank Plus | First Farmers & Merchants State Bank of Grand Meadow |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 65 (stronger) | 44 |
| Loan quality | 24 | 94 (stronger) |
| Earnings | 89 (stronger) | 66 |
| Funding & liquidity | 80 (stronger) | 58 |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 22nd | 33rd |
| Total assets | $93.4M | $93.0M |
| Deposits / shares | $81.8M | $83.2M |
| Capital ratio | 11.52% (stronger) | 9.44% |
| Problem loans | 2.27% | 0.17% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.73% (stronger) | 1.15% |
| Loans ÷ deposits | 80.0% (stronger) | 90.4% |
| Uninsured deposits | 15.1% (stronger) | 25.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Farmers & Merchants State Bank of Grand Meadow has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Integrity Bank Plus leads on 5 and First Farmers & Merchants State Bank of Grand Meadow on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.