Integrity Bank Plus (FDIC certificate #15578) is based in Wabasso, Minnesota. Its Q2 2026 call report shows $93.4M in total assets and $81.8M in deposits and 2 offices.
Based on its Q2 2026 filing, Integrity Bank Plus scores 63/100, which we describe as moderate. That is higher than only 22% of 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 163rd. Its strongest component is earnings (89/100; 1.73%), and its lowest is loan quality (24/100; 2.27%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (53 → 63), mostly because the loan quality component improved by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 74 |
| Q4 2024 | 68 |
| Q1 2025 | 54 |
| Q2 2025 | 53 |
| Q3 2025 | 55 |
| Q4 2025 | 59 |
| Q1 2026 | 64 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.49% |
| Q3 2024 | 10.74% |
| Q4 2024 | 10.53% |
| Q1 2025 | 10.75% |
| Q2 2025 | 11.16% |
| Q3 2025 | 11.32% |
| Q4 2025 | 11.26% |
| Q1 2026 | 11.38% |
| Q2 2026 | 11.52% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.00% |
| Q3 2024 | 1.01% |
| Q4 2024 | 1.18% |
| Q1 2025 | 3.80% |
| Q2 2025 | 2.93% |
| Q3 2025 | 2.82% |
| Q4 2025 | 2.15% |
| Q1 2026 | 2.25% |
| Q2 2026 | 2.27% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.97% |
| Q3 2024 | 1.94% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.65% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.54% |
| Q4 2025 | 1.31% |
| Q1 2026 | 1.82% |
| Q2 2026 | 1.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $93.4M | 11.52% | 2.27% | 1.73% | 80.0% |
| Q1 2026 | 64 | $94.3M | 11.38% | 2.25% | 1.82% | 77.7% |
| Q4 2025 | 59 | $90.1M | 11.26% | 2.15% | 1.31% | 82.9% |
| Q3 2025 | 55 | $88.0M | 11.32% | 2.82% | 1.54% | 79.1% |
| Q2 2025 | 53 | $87.7M | 11.16% | 2.93% | 1.51% | 82.1% |
| Q1 2025 | 54 | $87.6M | 10.75% | 3.80% | 1.65% | 69.8% |
| Q4 2024 | 68 | $90.1M | 10.53% | 1.18% | 1.33% | 71.9% |
| Q3 2024 | 74 | $86.3M | 10.74% | 1.01% | 1.94% | 80.3% |
| Q2 2024 | 73 | $90.0M | 10.49% | 1.00% | 1.97% | 83.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Triumph State BankBank Trimont, MN | 57 out of 100, Moderate | $93.3M | 12.9% | 5.00% | vs |
| First Farmers & Merchants State Bank of Grand MeadowBank Grand Meadow, MN | 68 out of 100, Moderate | $93.0M | 9.4% | 0.17% | vs |
| First Farmers & Merchants State BankBank Brownsdale, MN | 67 out of 100, Moderate | $96.4M | 11.5% | 1.31% | vs |
| The Miners National Bank of EvelethBank Eveleth, MN | 74 out of 100, Strong | $96.6M | 10.1% | 0.00% | vs |
| The First National Bank of OsakisBank Osakis, MN | 61 out of 100, Moderate | $97.6M | 8.7% | 0.67% | vs |
| Concorde BankBank Blomkest, MN | 48 out of 100, Below average | $88.3M | 10.1% | 2.73% | vs |
Deposit insurance
Is my money safe at Integrity Bank Plus?
Yes. Integrity Bank Plus is an FDIC-insured institution (FDIC certificate #15578). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.1% of deposits ($12.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.52%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.23% (benchmark: 10%).
2 locations
Branches
Integrity Bank Plus lists 2 offices in 2 cities. Most locations:
- Wabasso, MN (1)
- Walnut Grove, MN (1)
Identity & history
Profile
- Legal name
- Integrity Bank Plus
- Former names
- Wabasso State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15578
- RSSD ID
- 897451
- Primary regulator
- FDIC
- Holding company
- Wabasso Bancshares Inc
- Established
- October 1, 1934
- Headquarters
- 726 Main St, Wabasso, MN 56293
- Website
- www.integritybank.com
- Employees
- 15
Quick answers
Integrity Bank Plus: common questions
Is Integrity Bank Plus FDIC insured?
Yes. Integrity Bank Plus is an FDIC-insured institution (FDIC certificate #15578). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Integrity Bank Plus's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Integrity Bank Plus ever failed?
There is no failure record for FDIC certificate #15578 in the FDIC failed bank list.
How many branches does Integrity Bank Plus have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wabasso
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Independent BankBank Russell, MN | 76 out of 100, Strong | $632.3M | 9.9% | 0.14% | vs |
| First Security Bank - Sleepy EyeBank Sleepy Eye, MN | 73 out of 100, Strong | $182.8M | 15.3% | 2.60% | vs |
| Southpoint Financial Credit UnionCredit union Sleepy Eye, MN | 73 out of 100, Strong | $608.9M | 11.2% | 0.17% | vs |
| MidCountry BankBank Minneapolis, MN | 72 out of 100, Strong | $1.1B | 13.0% | 0.90% | vs |
| The Wanda State BankBank Wanda, MN | 71 out of 100, Strong | $229.8M | 12.1% | 1.12% | vs |
| Minnwest BankBank Redwood Falls, MN | 68 out of 100, Moderate | $2.9B | 10.8% | 0.56% | vs |