Side-by-side · Q2 2026 data
Interamerican Bank, A FSB vs Educational Federal Credit Union
Metric by metric
| Measure | Interamerican Bank, A FSB | Educational Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 84 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 76 | 80 (stronger) |
| Earnings | 42 | 59 (stronger) |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 29th | 93rd |
| Total assets | $355.7M | $1.8B |
| Deposits / shares | $306.6M | $1.6B |
| Capital ratio | 11.21% | 15.45% (stronger) |
| Problem loans | 0.73% | 0.61% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.49% |
| Return on assets | 0.55% | 0.99% (stronger) |
| Loans ÷ deposits | 74.9% | 73.0% (stronger) |
| Uninsured deposits | 31.7% | 9.5% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.6% |
Educational Federal Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Interamerican Bank, A FSB leads on 1 and Educational Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.