Interamerican Bank, A FSB (FDIC certificate #31823) is based in Miami, Florida. Its Q2 2026 call report shows $355.7M in total assets and $306.6M in deposits and 5 offices.
Interamerican Bank, A FSB has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 57th. Problem-loan coverage contributes the most (92/100, 4.0%); earnings contributes the least (42/100, 0.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (69 → 65), mostly because the capital cushion component weakened by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 65 |
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 69 |
| Q3 2025 | 75 |
| Q4 2025 | 72 |
| Q1 2026 | 66 |
| Q2 2026 | 65 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.17% |
| Q3 2024 | 13.37% |
| Q4 2024 | 13.65% |
| Q1 2025 | 13.86% |
| Q2 2025 | 13.43% |
| Q3 2025 | 12.96% |
| Q4 2025 | 12.14% |
| Q1 2026 | 11.67% |
| Q2 2026 | 11.21% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.52% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.19% |
| Q1 2025 | 1.20% |
| Q2 2025 | 0.98% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.73% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.82% |
| Q1 2025 | 0.63% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $355.7M | 11.21% | 0.73% | 0.55% | 74.9% |
| Q1 2026 | 66 | $335.8M | 11.67% | 0.77% | 0.55% | 76.4% |
| Q4 2025 | 72 | $320.5M | 12.14% | 0.35% | 0.70% | 82.8% |
| Q3 2025 | 75 | $303.2M | 12.96% | 0.35% | 0.77% | 85.2% |
| Q2 2025 | 69 | $286.0M | 13.43% | 0.98% | 0.72% | 93.0% |
| Q1 2025 | 68 | $267.8M | 13.86% | 1.20% | 0.63% | 96.5% |
| Q4 2024 | 68 | $266.5M | 13.65% | 1.19% | 0.82% | 97.8% |
| Q3 2024 | 65 | $266.6M | 13.37% | 1.44% | 0.80% | 95.4% |
| Q2 2024 | 65 | $268.2M | 13.17% | 1.52% | 0.80% | 91.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Mount DoraBank Mount Dora, FL | 77 out of 100, Strong | $358.0M | 12.3% | 0.41% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Gulfside BankBank Sarasota, FL | 76 out of 100, Strong | $344.6M | 11.2% | 0.00% | vs |
| TCM Bank, National AssociationBank Tampa, FL | 57 out of 100, Moderate | $382.4M | 18.3% | 0.93% | vs |
| Central BankBank Tampa, FL | 63 out of 100, Moderate | $386.8M | 9.1% | 0.04% | vs |
| BankMiamiBank Coral Gables, FL | 62 out of 100, Moderate | $317.9M | 11.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Interamerican Bank, A FSB?
Yes. Interamerican Bank, A FSB is an FDIC-insured institution (FDIC certificate #31823). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.7% of deposits ($97.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.21%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.14% (benchmark: 10%).
5 locations
Branches
Interamerican Bank, A FSB lists 5 offices in 3 cities. Most locations:
- Miami, FL (3)
- Hialeah, FL (1)
- West Palm Beach, FL (1)
Identity & history
Profile
- Legal name
- Interamerican Bank, A FSB
- Type
- Savings bank
- FDIC certificate #
- 31823
- RSSD ID
- 221775
- Primary regulator
- OCC
- Established
- August 23, 1976
- Headquarters
- 9190 Coral Way, Miami, FL 33165
- Website
- www.interamericanbank.com
- Employees
- 77
Quick answers
Interamerican Bank, A FSB: common questions
Is Interamerican Bank, A FSB FDIC insured?
Yes. Interamerican Bank, A FSB is an FDIC-insured institution (FDIC certificate #31823). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Interamerican Bank, A FSB's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Interamerican Bank, A FSB ever failed?
There is no failure record for FDIC certificate #31823 in the FDIC failed bank list.
How many branches does Interamerican Bank, A FSB have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Miami
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |