Side-by-side · Q2 2026 data
InterBank vs Windthorst Federal Credit Union
Metric by metric
| Measure | InterBank | Windthorst Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 61 | 72 (stronger) |
| Loan quality | 48 | 65 (stronger) |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 28 | 87 (stronger) |
| Problem-loan coverage | 78 | 90 (stronger) |
| Peer percentile | 27th | 60th |
| Total assets | $5.3B | $103.6M |
| Deposits / shares | $4.6B | $90.8M |
| Capital ratio | 11.06% | 12.19% (stronger) |
| Problem loans | 1.56% | 1.04% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 3.22% (stronger) | 1.10% |
| Loans ÷ deposits | 103.2% | 68.2% (stronger) |
| Uninsured deposits | 41.0% | 19.5% (stronger) |
| Offices | 40 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | 2.6% |
Windthorst Federal Credit Union has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), InterBank leads on 1 and Windthorst Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.