Side-by-side · Q2 2026 data
Interfaith Federal Credit Union vs Minuteman Federal Credit Union
Credit union
Minuteman Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Interfaith Federal Credit Union | Minuteman Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 56 |
| Capital cushion | 69 | 93 (stronger) |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 47 | 54 (stronger) |
| Funding & liquidity | 99 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 71 |
| Peer percentile | 71st | 16th |
| Total assets | $134.8M | $15.2M |
| Deposits / shares | $118.3M | $12.9M |
| Capital ratio | 11.87% | 14.33% (stronger) |
| Problem loans | 0.34% (stronger) | 3.05% |
| Net charge-offs | 0.40% (stronger) | 0.69% |
| Return on assets | 0.67% | 0.85% (stronger) |
| Loans ÷ deposits | 61.1% (stronger) | 79.6% |
| Uninsured deposits | 7.0% (stronger) | 25.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Interfaith Federal Credit Union has the higher TellerScore (77 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Interfaith Federal Credit Union leads on 5 and Minuteman Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.