Side-by-side · Q2 2026 data
Internal Revenue Employees Federal Credit Union vs Arcade Credit Union
Credit union
Internal Revenue Employees Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Internal Revenue Employees Federal Credit Union | Arcade Credit Union |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 75 | 77 (stronger) |
| Earnings | 30 | 42 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 65th | 65th |
| Total assets | $12.2M | $7.8M |
| Deposits / shares | $8.6M | $6.7M |
| Capital ratio | 29.40% (stronger) | 14.42% |
| Problem loans | 0.75% | 0.70% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 0.25% | 0.56% (stronger) |
| Loans ÷ deposits | 29.4% (stronger) | 54.8% |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Internal Revenue Employees Federal Credit Union leads on 2 and Arcade Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.