Side-by-side · Q2 2026 data
Internal Revenue Federal Credit Union vs Uno Federal Credit Union
Credit union
Internal Revenue Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Internal Revenue Federal Credit Union | Uno Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 77 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 93 (stronger) | 59 |
| Earnings | 67 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 87th | 57th |
| Total assets | $22.5M | $36.8M |
| Deposits / shares | $19.1M | $28.3M |
| Capital ratio | 14.07% | 20.82% (stronger) |
| Problem loans | 0.22% (stronger) | 1.24% |
| Net charge-offs | 0.27% (stronger) | 0.75% |
| Return on assets | 1.18% (stronger) | 0.99% |
| Loans ÷ deposits | 47.9% (stronger) | 83.4% |
| Uninsured deposits | 0.9% (stronger) | 3.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Internal Revenue Federal Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Internal Revenue Federal Credit Union leads on 6 and Uno Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.