Internal Revenue Federal Credit Union is a federal credit union headquartered in New Orleans, Louisiana, in business for about 89 years. At the end of Q2 2026 it reported $22.5M in total assets and $19.1M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Internal Revenue Federal Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 11th. Its strongest component is funding & liquidity (100/100; 48% loans-to-deposits, 1% uninsured), and its lowest is earnings (67/100; 1.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 89).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 95 |
| Q4 2024 | 79 |
| Q1 2025 | 84 |
| Q2 2025 | 89 |
| Q3 2025 | 92 |
| Q4 2025 | 81 |
| Q1 2026 | 90 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.15% |
| Q3 2024 | 15.83% |
| Q4 2024 | 14.72% |
| Q1 2025 | 14.61% |
| Q2 2025 | 14.73% |
| Q3 2025 | 14.50% |
| Q4 2025 | 14.28% |
| Q1 2026 | 14.35% |
| Q2 2026 | 14.07% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.07% |
| Q4 2024 | 1.10% |
| Q1 2025 | 1.20% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.24% |
| Q4 2025 | 0.57% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.22% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.53% |
| Q4 2024 | 0.75% |
| Q1 2025 | 1.51% |
| Q2 2025 | 1.53% |
| Q3 2025 | 1.41% |
| Q4 2025 | 0.46% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $22.5M | 14.07% | 0.22% | 1.18% | 47.9% |
| Q1 2026 | 90 | $21.6M | 14.35% | 0.41% | 1.37% | 51.3% |
| Q4 2025 | 81 | $21.2M | 14.28% | 0.57% | 0.46% | 56.5% |
| Q3 2025 | 92 | $21.8M | 14.50% | 0.24% | 1.41% | 55.5% |
| Q2 2025 | 89 | $21.0M | 14.73% | 0.66% | 1.53% | 59.0% |
| Q1 2025 | 84 | $20.6M | 14.61% | 1.20% | 1.51% | 61.4% |
| Q4 2024 | 79 | $19.9M | 14.72% | 1.10% | 0.75% | 63.0% |
| Q3 2024 | 95 | $19.0M | 15.83% | 0.07% | 1.53% | 65.9% |
| Q2 2024 | 92 | $19.3M | 15.15% | 0.35% | 1.48% | 63.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Federal Employees Credit UnionCredit union Monroe, LA | 82 out of 100, Strong | $22.4M | 33.2% | 1.18% | vs |
| Feliciana Federal Credit UnionCredit union Zachary, LA | 70 out of 100, Strong | $22.1M | 16.1% | 0.86% | vs |
| New Orleans Police Department Emp. Credit UnionCredit union New Orleans, LA | 82 out of 100, Strong | $22.0M | 41.4% | 0.82% | vs |
| Acadian Federal Credit UnionCredit union Lafayette, LA | 83 out of 100, Strong | $20.9M | 11.9% | 0.02% | vs |
| People'S Credit UnionCredit union Rayne, LA | 72 out of 100, Strong | $24.9M | 19.7% | 2.12% | vs |
| LA Terre Federal Credit UnionCredit union Houma, LA | 40 out of 100, Below average | $25.4M | 6.7% | 1.68% | vs |
Deposit insurance
Is my money safe at Internal Revenue Federal Credit Union?
Yes. Internal Revenue Federal Credit Union is a federally insured credit union (NCUA charter #2446). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.9% of shares and deposits ($173K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Internal Revenue Federal Credit Union lists 1 office in 1 city. Most locations:
- New Orleans, LA (1)
Identity & history
Profile
- Legal name
- Internal Revenue Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2446
- RSSD ID
- 873576
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- 1555 Poydras Street, Suite 250, New Orleans, LA 70112
- Employees
- 3
Quick answers
Internal Revenue Federal Credit Union: common questions
Is Internal Revenue Federal Credit Union NCUA insured?
Yes. Internal Revenue Federal Credit Union is a federally insured credit union (NCUA charter #2446). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Internal Revenue Federal Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Internal Revenue Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near New Orleans
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |
| New Orleans Police Department Emp. Credit UnionCredit union New Orleans, LA | 82 out of 100, Strong | $22.0M | 41.4% | 0.82% | vs |