Side-by-side · Q2 2026 data
International Bank of Chicago vs Community Trust Credit Union
Metric by metric
| Measure | International Bank of Chicago | Community Trust Credit Union |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 75 (stronger) | 69 |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 93 (stronger) | 61 |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 82nd | 82nd |
| Total assets | $982.7M | $336.4M |
| Deposits / shares | $863.0M | $294.2M |
| Capital ratio | 12.54% (stronger) | 11.94% |
| Problem loans | 0.05% (stronger) | 0.08% |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 1.82% (stronger) | 1.03% |
| Loans ÷ deposits | 85.2% | 47.1% (stronger) |
| Uninsured deposits | 41.4% | 6.6% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 20.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), International Bank of Chicago leads on 4 and Community Trust Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.