Side-by-side · Q2 2026 data
International Bank of Chicago vs Gideon Federal Credit Union
Metric by metric
| Measure | International Bank of Chicago | Gideon Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 62 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 93 (stronger) | 38 |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 82nd | 24th |
| Total assets | $982.7M | $269K |
| Deposits / shares | $863.0M | $218K |
| Capital ratio | 12.54% | 18.63% (stronger) |
| Problem loans | 0.05% (stronger) | 4.45% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.82% (stronger) | 0.45% |
| Loans ÷ deposits | 85.2% | 11.4% (stronger) |
| Uninsured deposits | 41.4% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
International Bank of Chicago has the higher TellerScore (82 vs 62). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Chicago leads on 4 and Gideon Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.