Gideon Federal Credit Union (NCUA charter #24614) is based in Waukegan, Illinois. Its Q2 2026 call report shows $269K in total assets and $218K in member shares and deposits and 2 offices.
Gideon Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 153rd. Capital cushion contributes the most (100/100, 18.63%); loan quality contributes the least (0/100, 4.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 96 |
| Q3 2024 | 96 |
| Q4 2024 | 75 |
| Q1 2025 | 87 |
| Q2 2025 | 62 |
| Q3 2025 | 62 |
| Q4 2025 | 100 |
| Q1 2026 | 92 |
| Q2 2026 | 62 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.56% |
| Q3 2024 | 16.90% |
| Q4 2024 | 15.45% |
| Q1 2025 | 20.61% |
| Q2 2025 | 18.63% |
| Q3 2025 | 19.01% |
| Q4 2025 | 17.16% |
| Q1 2026 | 17.00% |
| Q2 2026 | 18.63% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 1.31% |
| Q1 2025 | 0.00% |
| Q2 2025 | 4.45% |
| Q3 2025 | 4.55% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 4.45% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.45% |
| Q3 2024 | 1.51% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.37% |
| Q2 2025 | 0.45% |
| Q3 2025 | 0.40% |
| Q4 2025 | 2.58% |
| Q1 2026 | 0.98% |
| Q2 2026 | 0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $269K | 18.63% | 4.45% | 0.45% | 11.4% |
| Q1 2026 | 92 | $354K | 17.00% | 0.00% | 0.98% | 5.9% |
| Q4 2025 | 100 | $368K | 17.16% | 0.00% | 2.58% | 6.1% |
| Q3 2025 | 62 | $266K | 19.01% | 4.55% | 0.40% | 10.4% |
| Q2 2025 | 62 | $269K | 18.63% | 4.45% | 0.45% | 11.4% |
| Q1 2025 | 87 | $277K | 20.61% | 0.00% | 0.37% | 11.3% |
| Q4 2024 | 75 | $300K | 15.45% | 1.31% | 0.21% | 8.4% |
| Q3 2024 | 96 | $289K | 16.90% | 0.00% | 1.51% | 9.9% |
| Q2 2024 | 96 | $288K | 16.56% | 0.00% | 1.45% | 10.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| St. Helena Parish Credit UnionCredit union Chicago, IL | 64 out of 100, Moderate | $324K | 9.5% | 0.00% | vs |
| Shiloh Englewood Federal Credit UnionCredit union Chicago, IL | 80 out of 100, Strong | $344K | 18.9% | 0.00% | vs |
| Berean Credit UnionCredit union Chicago, IL | 80 out of 100, Strong | $190K | 18.6% | 0.00% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |
| Services Credit UnionCredit union Naperville, IL | 80 out of 100, Strong | $407K | 69.2% | 2.32% | vs |
Deposit insurance
Is my money safe at Gideon Federal Credit Union?
Yes. Gideon Federal Credit Union is a federally insured credit union (NCUA charter #24614). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Gideon Federal Credit Union lists 2 offices in 2 cities. Most locations:
- North Chicago, IL (1)
- Waukegan, IL (1)
Identity & history
Profile
- Legal name
- Gideon Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24614
- RSSD ID
- 2799335
- Primary regulator
- NCUA
- Established
- 1998
- Headquarters
- 1500 Ridgeland Avenue, Waukegan, IL 60085
- Employees
- 5
Quick answers
Gideon Federal Credit Union: common questions
Is Gideon Federal Credit Union NCUA insured?
Yes. Gideon Federal Credit Union is a federally insured credit union (NCUA charter #24614). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Gideon Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Gideon Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Waukegan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |
| A.A.E.C. Credit UnionCredit union Arlington Heigh, IL | 84 out of 100, Strong | $118.9M | 13.0% | 0.02% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Community Trust Credit UnionCredit union Gurnee, IL | 82 out of 100, Strong | $336.4M | 11.9% | 0.08% | vs |
| International Bank of ChicagoBank Chicago, IL | 82 out of 100, Strong | $982.7M | 12.5% | 0.05% | vs |