Side-by-side · Q2 2026 data
International Bank of Commerce vs Tex Mex Credit Union
Metric by metric
| Measure | International Bank of Commerce | Tex Mex Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 100 | 100 |
| Loan quality | 26 (stronger) | 17 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 25 | 93 (stronger) |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 69th | 22nd |
| Total assets | $10.2B | $8.4M |
| Deposits / shares | $6.6B | $6.4M |
| Capital ratio | 19.02% | 23.94% (stronger) |
| Problem loans | 2.21% (stronger) | 2.49% |
| Net charge-offs | 0.03% | -0.34% (stronger) |
| Return on assets | 2.82% (stronger) | -0.17% |
| Loans ÷ deposits | 107.3% | 67.4% (stronger) |
| Uninsured deposits | 40.2% | 0.0% (stronger) |
| Offices | 72 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 3 and Tex Mex Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.