Side-by-side · Q2 2026 data
International Bank of Commerce vs Fayette Savings Bank, SSB
Metric by metric
| Measure | International Bank of Commerce | Fayette Savings Bank, SSB |
|---|---|---|
| TellerScore | 93 (stronger) | 81 |
| Capital cushion | 86 (stronger) | 60 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 93 | 95 (stronger) |
| Funding & liquidity | 94 (stronger) | 63 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 98th | 80th |
| Total assets | $567.8M | $551.8M |
| Deposits / shares | $457.0M | $495.2M |
| Capital ratio | 13.60% (stronger) | 10.95% |
| Problem loans | 0.07% | 0.01% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 1.81% | 1.88% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 85.3% |
| Uninsured deposits | 21.1% (stronger) | 25.6% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (93 vs 81). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 4 and Fayette Savings Bank, SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.