Side-by-side · Q2 2026 data
International Bank of Commerce vs Tinker Federal Credit Union
Metric by metric
| Measure | International Bank of Commerce | Tinker Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 78 | 79 (stronger) |
| Earnings | 75 (stronger) | 53 |
| Funding & liquidity | 90 | 91 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 98th | 92nd |
| Total assets | $1.6B | $6.1B |
| Deposits / shares | $1.2B | $5.2B |
| Capital ratio | 15.53% (stronger) | 14.72% |
| Problem loans | 0.66% | 0.63% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.96% |
| Return on assets | 1.37% (stronger) | 0.82% |
| Loans ÷ deposits | 54.8% (stronger) | 69.1% |
| Uninsured deposits | 24.2% | 13.5% (stronger) |
| Offices | 41 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
International Bank of Commerce has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 5 and Tinker Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.