Side-by-side · Q2 2026 data
International Uaw Federal Credit Union vs Blue Water Federal Credit Union
Credit union
International Uaw Federal Credit Union
Detroit, Michigan · Under $100 million in assets
Credit union
Blue Water Federal Credit Union
Port Huron, Michigan · Under $100 million in assets
Metric by metric
| Measure | International Uaw Federal Credit Union | Blue Water Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 35 | 49 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 22nd | 80th |
| Total assets | $19.5M | $20.4M |
| Deposits / shares | $16.0M | $17.4M |
| Capital ratio | 15.77% (stronger) | 14.42% |
| Problem loans | 3.78% | 0.23% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.35% |
| Return on assets | 0.37% | 0.74% (stronger) |
| Loans ÷ deposits | 52.3% | 48.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Water Federal Credit Union has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), International Uaw Federal Credit Union leads on 3 and Blue Water Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.