TellerScore

International Uaw Federal Credit Union (NCUA charter #5123) is based in Detroit, Michigan. Its Q2 2026 call report shows $19.5M in total assets and $16.0M in member shares and deposits and 2 offices.

International Uaw Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 151st. Capital cushion contributes the most (100/100, 15.77%); loan quality contributes the least (0/100, 3.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.77%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.78%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity100/100
Loans ÷ shares: 52.3% · 0.0% uninsured
Problem-loan coverage79/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (53 → 60), mostly because the earnings component improved by 35 points.

TellerScore
496785Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202466
Q4 202464
Q1 202576
Q2 202553
Q3 202569
Q4 202549
Q1 202668
Q2 202660
Net worth ratio
7.00%11.38%15.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.14%
Q3 202415.67%
Q4 202415.27%
Q1 202515.56%
Q2 202515.04%
Q3 202514.73%
Q4 202513.89%
Q1 202614.78%
Q2 202615.77%
Delinquent loans (60+ days)
1.15%2.78%4.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.31%
Q3 20243.66%
Q4 20243.00%
Q1 20251.37%
Q2 20253.06%
Q3 20251.15%
Q4 20254.40%
Q1 20263.45%
Q2 20263.78%
Return on assets
-2.00%-0.24%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.52%
Q3 20241.16%
Q4 20240.87%
Q1 20250.52%
Q2 2025-1.18%
Q3 2025-1.85%
Q4 2025-2.00%
Q1 20261.48%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$19.5M15.77%3.78%0.37%52.3%
Q1 202668$21.1M14.78%3.45%1.48%49.1%
Q4 202549$21.9M13.89%4.40%-2.00%48.1%
Q3 202569$21.6M14.73%1.15%-1.85%49.7%
Q2 202553$22.3M15.04%3.06%-1.18%50.1%
Q1 202576$22.6M15.56%1.37%0.52%50.1%
Q4 202464$22.8M15.27%3.00%0.87%49.1%
Q3 202466$22.3M15.67%3.66%1.16%52.7%
Q2 202485$22.9M15.14%1.31%1.52%50.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.77%
59th
Problem loans3.78%
10th
Net charge-offs0.18%
50th
Return on assets0.37%
35th
Loans to deposits52.3%
60th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio10.3%
13th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Frankfort Community Federal Credit UnionCredit union Frankfort, MI69 out of 100, Moderate$19.6M14.4%3.83%vs
Blue Water Federal Credit UnionCredit union Port Huron, MI86 out of 100, Very strong$20.4M14.4%0.23%vs
Electrical Workers Local 58 Credit UnionCredit union Detroit, MI90 out of 100, Very strong$21.4M12.2%0.09%vs
United Churches Credit UnionCredit union Taylor, MI67 out of 100, Moderate$21.9M10.3%1.08%vs
Warren Municipal Federal Credit UnionCredit union Warren, MI71 out of 100, Strong$22.1M9.6%0.20%vs
Tandem Federal Credit UnionCredit union Warren, MI72 out of 100, Strong$22.3M16.5%1.47%vs

Deposit insurance

Is my money safe at International Uaw Federal Credit Union?

Yes. International Uaw Federal Credit Union is a federally insured credit union (NCUA charter #5123). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.77%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

International Uaw Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
International Uaw Federal Credit Union
Type
Federal credit union
NCUA charter #
5123
RSSD ID
837671
Primary regulator
NCUA
Established
1944
Headquarters
8000 E Jefferson Ave, Detroit, MI 48214
Employees
4

Quick answers

International Uaw Federal Credit Union: common questions

Is International Uaw Federal Credit Union NCUA insured?

Yes. International Uaw Federal Credit Union is a federally insured credit union (NCUA charter #5123). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is International Uaw Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does International Uaw Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Detroit

InstitutionScoreAssetsCapitalProblem loansCompare
Total Community Credit UnionCredit union Taylor, MI97 out of 100, Very strong$111.3M15.3%0.36%vs
JPMorgan Chase Bank, DearbornBank Dearborn, MI94 out of 100, Very strong$71.5M99.6%0.00%vs
I.M. Detroit District Credit UnionCredit union Detroit, MI93 out of 100, Very strong$1.9M28.1%0.00%vs
The Local Credit UnionCredit union Sterling Height, MI92 out of 100, Very strong$106.6M16.1%0.26%vs
Electrical Workers Local 58 Credit UnionCredit union Detroit, MI90 out of 100, Very strong$21.4M12.2%0.09%vs
Jessop Community Federal Credit UnionCredit union Washington, PA87 out of 100, Very strong$34.1M13.8%0.38%vs