Side-by-side · Q2 2026 data
International Uaw Federal Credit Union vs The Local Credit Union
Credit union
International Uaw Federal Credit Union
Detroit, Michigan · Under $100 million in assets
Metric by metric
| Measure | International Uaw Federal Credit Union | The Local Credit Union |
|---|---|---|
| TellerScore | 60 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 35 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 22nd | 97th |
| Total assets | $19.5M | $106.6M |
| Deposits / shares | $16.0M | $89.9M |
| Capital ratio | 15.77% | 16.07% (stronger) |
| Problem loans | 3.78% | 0.26% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.42% |
| Return on assets | 0.37% | 1.35% (stronger) |
| Loans ÷ deposits | 52.3% | 46.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Local Credit Union has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), International Uaw Federal Credit Union leads on 2 and The Local Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.