Side-by-side · Q2 2026 data
Internationalites Federal Credit Union vs Deming Schools Employees Credit Union
Credit union
Internationalites Federal Credit Union
Carlsbad, New Mexico · Under $100 million in assets
Credit union
Deming Schools Employees Credit Union
Deming, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Internationalites Federal Credit Union | Deming Schools Employees Credit Union |
|---|---|---|
| TellerScore | 75 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 96 (stronger) |
| Earnings | 4 | 43 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 52nd | 85th |
| Total assets | $11.7M | $5.4M |
| Deposits / shares | $9.7M | $4.0M |
| Capital ratio | 17.21% | 24.76% (stronger) |
| Problem loans | 0.20% | 0.11% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | -0.40% | 0.57% (stronger) |
| Loans ÷ deposits | 87.7% | 40.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deming Schools Employees Credit Union has the higher TellerScore (88 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Internationalites Federal Credit Union leads on 1 and Deming Schools Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.