Side-by-side · Q2 2026 data
Intrepid Credit Union vs Rocky Mountain Credit Union
Metric by metric
| Measure | Intrepid Credit Union | Rocky Mountain Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 53 |
| Capital cushion | 61 (stronger) | 37 |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 47 (stronger) | 27 |
| Funding & liquidity | 81 | 87 (stronger) |
| Problem-loan coverage | 94 (stronger) | 83 |
| Peer percentile | 54th | 9th |
| Total assets | $310.8M | $426.5M |
| Deposits / shares | $268.6M | $366.6M |
| Capital ratio | 11.06% (stronger) | 8.74% |
| Problem loans | 0.44% (stronger) | 1.15% |
| Net charge-offs | 0.27% (stronger) | 0.48% |
| Return on assets | 0.68% (stronger) | 0.17% |
| Loans ÷ deposits | 79.2% | 73.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 18.0% |
Intrepid Credit Union has the higher TellerScore (71 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Intrepid Credit Union leads on 5 and Rocky Mountain Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.