The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (68 → 71), mostly because the earnings component improved by 18 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Montana

Yes. Intrepid Credit Union is a federally insured credit union (NCUA charter #68495). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.06%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Intrepid Credit Union lists 7 offices in 3 cities. Most locations:

• Helena, MT (4)
• Billings, MT (2)
• Bozeman, MT (1)

All branch addresses and map

In 2025, Intrepid Credit Union reported 93 home-loan applications under HMDA (LEI 549300194HWC07WB7985): 74 originated ($13,610,000 total), 14 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Intrepid Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68495

RSSD ID

480170

Primary regulator

State + NCUA

Established

1936

Headquarters

PO Box 159, Helena, MT 59624

Employees

74