Side-by-side · Q2 2026 data
Investar Bank, National Association vs Naheola Credit Union
Metric by metric
| Measure | Investar Bank, National Association | Naheola Credit Union |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 79 (stronger) | 34 |
| Earnings | 73 | 86 (stronger) |
| Funding & liquidity | 45 | 66 (stronger) |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 44th | 63rd |
| Total assets | $3.9B | $219.6M |
| Deposits / shares | $3.2B | $178.7M |
| Capital ratio | 10.75% | 18.00% (stronger) |
| Problem loans | 0.63% (stronger) | 1.97% |
| Net charge-offs | 0.03% (stronger) | 0.16% |
| Return on assets | 1.32% | 1.66% (stronger) |
| Loans ÷ deposits | 94.0% | 87.6% (stronger) |
| Uninsured deposits | 34.1% | 20.7% (stronger) |
| Offices | 36 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Naheola Credit Union has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Investar Bank, National Association leads on 2 and Naheola Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, AL