Side-by-side · Q2 2026 data
Investment Savings Bank vs A.B. Federal Credit Union
Credit union
A.B. Federal Credit Union
Duncansville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Investment Savings Bank | A.B. Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 91 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 36 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 90th | 90th |
| Total assets | $105.2M | $10.5M |
| Deposits / shares | $75.5M | $9.0M |
| Capital ratio | 21.72% (stronger) | 14.85% |
| Problem loans | 0.13% | 0.08% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.77% |
| Return on assets | 0.41% | 1.06% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 59.2% |
| Uninsured deposits | 4.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
A.B. Federal Credit Union has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Investment Savings Bank leads on 3 and A.B. Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.