Side-by-side · Q2 2026 data
Investment Savings Bank vs C-B-W Schools Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Investment Savings Bank | C-B-W Schools Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 36 | 69 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 96th |
| Total assets | $105.2M | $131.8M |
| Deposits / shares | $75.5M | $96.1M |
| Capital ratio | 21.72% | 29.78% (stronger) |
| Problem loans | 0.13% (stronger) | 0.33% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.41% | 1.23% (stronger) |
| Loans ÷ deposits | 58.6% | 28.6% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 8.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 0.0% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Investment Savings Bank leads on 2 and C-B-W Schools Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.