Side-by-side · Q2 2026 data
Investment Savings Bank vs Farmers Building and Savings Bank
Metric by metric
| Measure | Investment Savings Bank | Farmers Building and Savings Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 48 |
| Earnings | 36 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 90th | 57th |
| Total assets | $105.2M | $122.9M |
| Deposits / shares | $75.5M | $96.4M |
| Capital ratio | 21.72% (stronger) | 20.46% |
| Problem loans | 0.13% (stronger) | 1.57% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.41% | 0.51% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 61.4% |
| Uninsured deposits | 4.4% (stronger) | 10.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Investment Savings Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Investment Savings Bank leads on 5 and Farmers Building and Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.