Farmers Building and Savings Bank (FDIC certificate #34711) is based in Rochester, Pennsylvania. Its Q2 2026 call report shows $122.9M in total assets and $96.4M in deposits and 1 office.
Based on its Q2 2026 filing, Farmers Building and Savings Bank scores 74/100, which we describe as strong. That is higher than 57% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 32nd. Its strongest component is capital cushion (100/100; 20.46%), and its lowest is earnings (40/100; 0.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (65 → 74), mostly because the loan quality component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 62 |
| Q4 2024 | 62 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 70 |
| Q1 2026 | 72 |
| Q2 2026 | 74 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.14% |
| Q3 2024 | 21.40% |
| Q4 2024 | 21.17% |
| Q1 2025 | 20.93% |
| Q2 2025 | 20.73% |
| Q3 2025 | 20.84% |
| Q4 2025 | 20.75% |
| Q1 2026 | 20.56% |
| Q2 2026 | 20.46% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.48% |
| Q3 2024 | 2.69% |
| Q4 2024 | 2.65% |
| Q1 2025 | 2.55% |
| Q2 2025 | 2.34% |
| Q3 2025 | 2.20% |
| Q4 2025 | 1.82% |
| Q1 2026 | 1.82% |
| Q2 2026 | 1.57% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.32% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.51% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $122.9M | 20.46% | 1.57% | 0.51% | 61.4% |
| Q1 2026 | 72 | $121.9M | 20.56% | 1.82% | 0.58% | 62.5% |
| Q4 2025 | 70 | $120.2M | 20.75% | 1.82% | 0.32% | 61.5% |
| Q3 2025 | 66 | $117.8M | 20.84% | 2.20% | 0.26% | 62.2% |
| Q2 2025 | 65 | $118.8M | 20.73% | 2.34% | 0.17% | 60.6% |
| Q1 2025 | 64 | $116.7M | 20.93% | 2.55% | 0.31% | 59.8% |
| Q4 2024 | 62 | $116.1M | 21.17% | 2.65% | 0.19% | 59.9% |
| Q3 2024 | 62 | $113.9M | 21.40% | 2.69% | 0.20% | 60.6% |
| Q2 2024 | 62 | $114.4M | 21.14% | 2.48% | 0.00% | 58.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Investment Savings BankBank Altoona, PA | 86 out of 100, Very strong | $105.2M | 21.7% | 0.13% | vs |
| Westmoreland Federal Savings and Loan AssociationBank Latrobe, PA | 72 out of 100, Strong | $166.5M | 26.9% | 1.37% | vs |
| UNB BankBank Mount Carmel, PA | 67 out of 100, Moderate | $167.3M | 9.3% | 0.12% | vs |
| Sharon BankBank Springfield, PA | 65 out of 100, Moderate | $172.6M | 9.4% | 0.16% | vs |
| Slovenian Savings and Loan Association of Franklin-ConemaughBank Conemaugh, PA | 62 out of 100, Moderate | $180.8M | 9.9% | 0.63% | vs |
| The Haverford Trust CompanyBank Radnor, PA | 90 out of 100, Very strong | $191.0M | 22.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Farmers Building and Savings Bank?
Yes. Farmers Building and Savings Bank is an FDIC-insured institution (FDIC certificate #34711). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.2% of deposits ($9.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 20.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 47.81% (benchmark: 10%).
1 location
Branches
Farmers Building and Savings Bank lists 1 office in 1 city. Most locations:
- Rochester, PA (1)
Identity & history
Profile
- Legal name
- Farmers Building and Savings Bank
- Former names
- Farmers Building and Loan Association
- Type
- SI
- FDIC certificate #
- 34711
- RSSD ID
- 19972
- Primary regulator
- FDIC
- Established
- June 30, 1894
- Headquarters
- 290 W Park St, Rochester, PA 15074
- Employees
- 5
Quick answers
Farmers Building and Savings Bank: common questions
Is Farmers Building and Savings Bank FDIC insured?
Yes. Farmers Building and Savings Bank is an FDIC-insured institution (FDIC certificate #34711). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers Building and Savings Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers Building and Savings Bank ever failed?
There is no failure record for FDIC certificate #34711 in the FDIC failed bank list.
How many branches does Farmers Building and Savings Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Rochester
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA | 98 out of 100, Very strong | $26.8M | 17.6% | 0.15% | vs |
| I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA | 98 out of 100, Very strong | $15.4M | 15.4% | 0.07% | vs |
| First Choice America Community Federal Credit UnionCredit union Weirton, WV | 96 out of 100, Very strong | $713.9M | 18.1% | 0.15% | vs |
| A & S Federal Credit UnionCredit union Aliquippa, PA | 95 out of 100, Very strong | $39.3M | 15.1% | 0.55% | vs |
| Sca Federal Credit UnionCredit union New Castle, PA | 94 out of 100, Very strong | $17.4M | 19.7% | 0.09% | vs |
| Freedom United Federal Credit UnionCredit union Rochester, PA | 93 out of 100, Very strong | $94.2M | 19.0% | 0.84% | vs |