Side-by-side · Q2 2026 data
Investment Savings Bank vs Morrisons Cove 1st Federal Credit Union
Credit union
Morrisons Cove 1st Federal Credit Union
Roaring Spring, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Investment Savings Bank | Morrisons Cove 1st Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 36 | 76 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 90th | 54th |
| Total assets | $105.2M | $61.9M |
| Deposits / shares | $75.5M | $55.1M |
| Capital ratio | 21.72% (stronger) | 10.67% |
| Problem loans | 0.13% (stronger) | 0.67% |
| Net charge-offs | 0.05% (stronger) | 0.05% |
| Return on assets | 0.41% | 1.39% (stronger) |
| Loans ÷ deposits | 58.6% | 39.1% (stronger) |
| Uninsured deposits | 4.4% | 2.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Investment Savings Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Investment Savings Bank leads on 4 and Morrisons Cove 1st Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.