Morrisons Cove 1st Federal Credit Union is a federal credit union headquartered in Roaring Spring, Pennsylvania, in business for about 72 years. At the end of Q2 2026 it reported $61.9M in total assets and $55.1M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Morrisons Cove 1st Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 130th. Its strongest component is funding & liquidity (100/100; 39% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (57/100; 10.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 76).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 70 |
| Q4 2024 | 74 |
| Q1 2025 | 75 |
| Q2 2025 | 76 |
| Q3 2025 | 77 |
| Q4 2025 | 77 |
| Q1 2026 | 77 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.11% |
| Q3 2024 | 9.35% |
| Q4 2024 | 9.65% |
| Q1 2025 | 9.75% |
| Q2 2025 | 10.06% |
| Q3 2025 | 10.41% |
| Q4 2025 | 10.70% |
| Q1 2026 | 10.37% |
| Q2 2026 | 10.67% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.37% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.63% |
| Q2 2026 | 0.67% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.95% |
| Q1 2025 | 1.20% |
| Q2 2025 | 1.33% |
| Q3 2025 | 1.36% |
| Q4 2025 | 1.34% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $61.9M | 10.67% | 0.67% | 1.39% | 39.1% |
| Q1 2026 | 77 | $61.8M | 10.37% | 0.63% | 1.50% | 39.0% |
| Q4 2025 | 77 | $57.7M | 10.70% | 0.56% | 1.34% | 43.3% |
| Q3 2025 | 77 | $57.5M | 10.41% | 0.45% | 1.36% | 44.5% |
| Q2 2025 | 76 | $57.5M | 10.06% | 0.48% | 1.33% | 45.1% |
| Q1 2025 | 75 | $57.2M | 9.75% | 0.37% | 1.20% | 46.0% |
| Q4 2024 | 74 | $56.0M | 9.65% | 0.23% | 0.95% | 48.0% |
| Q3 2024 | 70 | $56.2M | 9.35% | 0.39% | 0.89% | 48.4% |
| Q2 2024 | 70 | $56.0M | 9.11% | 0.30% | 0.80% | 47.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Merho Federal Credit UnionCredit union Johnstown, PA | 74 out of 100, Strong | $60.8M | 11.3% | 1.02% | vs |
| Central Keystone Federal Credit UnionCredit union Sunbury, PA | 87 out of 100, Very strong | $63.8M | 18.8% | 0.72% | vs |
| Pennstar Federal Credit UnionCredit union Hermitage, PA | 81 out of 100, Strong | $58.7M | 15.6% | 1.01% | vs |
| Superior Credit UnionCredit union Collegeville, PA | 48 out of 100, Below average | $65.4M | 7.0% | 1.66% | vs |
| Sru Federal Credit UnionCredit union Slippery Rock, PA | 83 out of 100, Strong | $67.1M | 12.8% | 0.54% | vs |
| Spirit Financial Credit UnionCredit union Levittown, PA | 76 out of 100, Strong | $67.7M | 13.4% | 0.41% | vs |
Deposit insurance
Is my money safe at Morrisons Cove 1st Federal Credit Union?
Yes. Morrisons Cove 1st Federal Credit Union is a federally insured credit union (NCUA charter #9681). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.7% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.67%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Morrisons Cove 1st Federal Credit Union lists 1 office in 1 city. Most locations:
- Roaring Spring, PA (1)
Identity & history
Profile
- Legal name
- Morrisons Cove 1st Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9681
- RSSD ID
- 952284
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 7533 Woodbury Pike, Roaring Spring, PA 16673
- Employees
- 10
Quick answers
Morrisons Cove 1st Federal Credit Union: common questions
Is Morrisons Cove 1st Federal Credit Union NCUA insured?
Yes. Morrisons Cove 1st Federal Credit Union is a federally insured credit union (NCUA charter #9681). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Morrisons Cove 1st Federal Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Morrisons Cove 1st Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Roaring Spring
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Blair County Federal Credit UnionCredit union Altoona, PA | 97 out of 100, Very strong | $78.0M | 22.8% | 0.40% | vs |
| A.B. Federal Credit UnionCredit union Duncansville, PA | 91 out of 100, Very strong | $10.5M | 14.8% | 0.08% | vs |
| C-B-W Schools Federal Credit UnionCredit union Sidman, PA | 91 out of 100, Very strong | $131.8M | 29.8% | 0.33% | vs |
| G.A.P. Federal Credit UnionCredit union Johnstown, PA | 87 out of 100, Very strong | $79.0M | 13.7% | 0.74% | vs |
| Investment Savings BankBank Altoona, PA | 86 out of 100, Very strong | $105.2M | 21.7% | 0.13% | vs |
| Your Choice Federal Credit UnionCredit union Altoona, PA | 85 out of 100, Very strong | $14.0M | 12.6% | 0.09% | vs |