Side-by-side · Q2 2026 data
Inwood National Bank vs International Bank of Commerce
Metric by metric
| Measure | Inwood National Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 58 | 95 (stronger) |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 83 | 89 (stronger) |
| Funding & liquidity | 57 | 83 (stronger) |
| Problem-loan coverage | 96 (stronger) | 48 |
| Peer percentile | 74th | 33rd |
| Total assets | $4.3B | $4.6B |
| Deposits / shares | $3.7B | $3.9B |
| Capital ratio | 10.79% | 14.46% (stronger) |
| Problem loans | 0.37% (stronger) | 9.17% |
| Net charge-offs | 0.40% | 0.12% (stronger) |
| Return on assets | 1.57% | 1.73% (stronger) |
| Loans ÷ deposits | 67.2% | 39.2% (stronger) |
| Uninsured deposits | 47.5% | 30.1% (stronger) |
| Offices | 12 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Inwood National Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Inwood National Bank leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.