Side-by-side · Q2 2026 data
Inwood National Bank vs Texas Exchange Bank
Metric by metric
| Measure | Inwood National Bank | Texas Exchange Bank |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 58 | 74 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 83 (stronger) | 37 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 74th | 90th |
| Total assets | $4.3B | $4.5B |
| Deposits / shares | $3.7B | $2.6B |
| Capital ratio | 10.79% | 12.44% (stronger) |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | 0.40% | -0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 0.43% |
| Loans ÷ deposits | 67.2% | 25.9% (stronger) |
| Uninsured deposits | 47.5% | 1.3% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Texas Exchange Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Inwood National Bank leads on 1 and Texas Exchange Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.