Side-by-side · Q2 2026 data
Ion Bank vs State Police Credit Union Inc.
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Ion Bank | State Police Credit Union Inc. |
|---|---|---|
| TellerScore | 62 | 91 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 50 | 98 (stronger) |
| Earnings | 57 | 57 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 27th | 90th |
| Total assets | $2.8B | $84.0M |
| Deposits / shares | $2.3B | $70.8M |
| Capital ratio | 11.91% | 15.10% (stronger) |
| Problem loans | 1.49% | 0.06% (stronger) |
| Net charge-offs | 0.12% | -0.00% (stronger) |
| Return on assets | 0.93% (stronger) | 0.92% |
| Loans ÷ deposits | 87.3% | 29.0% (stronger) |
| Uninsured deposits | 21.7% | 13.0% (stronger) |
| Offices | 32 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | — |
State Police Credit Union Inc. has the higher TellerScore (91 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ion Bank leads on 1 and State Police Credit Union Inc. on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.