Side-by-side · Q2 2026 data
Iowa Heartland Credit Union vs Family Community Credit Union
Metric by metric
| Measure | Iowa Heartland Credit Union | Family Community Credit Union |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 86 | 97 (stronger) |
| Earnings | 5 | 55 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 57th | 70th |
| Total assets | $30.3M | $26.3M |
| Deposits / shares | $25.0M | $23.0M |
| Capital ratio | 17.04% (stronger) | 12.10% |
| Problem loans | 0.42% | 0.08% (stronger) |
| Net charge-offs | 0.88% | 0.09% (stronger) |
| Return on assets | -0.37% | 0.88% (stronger) |
| Loans ÷ deposits | 46.1% | 38.7% (stronger) |
| Uninsured deposits | 3.2% (stronger) | 6.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Family Community Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Iowa Heartland Credit Union leads on 2 and Family Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.