Side-by-side · Q2 2026 data
Iowa State Bank vs Capra Bank
Metric by metric
| Measure | Iowa State Bank | Capra Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 67 (stronger) | 39 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 84 (stronger) | 69 |
| Funding & liquidity | 47 | 52 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 86th | 49th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $873.0M | $1.1B |
| Capital ratio | 11.72% (stronger) | 8.91% |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 1.60% (stronger) | 1.22% |
| Loans ÷ deposits | 102.4% | 50.5% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 58.4% |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and Capra Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.