Side-by-side · Q2 2026 data
Iowa State Bank vs Leading Edge Credit Union
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Iowa State Bank | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 54 |
| Capital cushion | 67 (stronger) | 39 |
| Loan quality | 98 (stronger) | 68 |
| Earnings | 84 (stronger) | 31 |
| Funding & liquidity | 47 | 72 (stronger) |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 86th | 10th |
| Total assets | $1.3B | $143.2M |
| Deposits / shares | $873.0M | $128.7M |
| Capital ratio | 11.72% (stronger) | 8.95% |
| Problem loans | 0.06% (stronger) | 0.96% |
| Net charge-offs | -0.07% (stronger) | 0.37% |
| Return on assets | 1.60% (stronger) | 0.28% |
| Loans ÷ deposits | 102.4% | 87.8% (stronger) |
| Uninsured deposits | 24.4% | 4.4% (stronger) |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and Leading Edge Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.