Side-by-side · Q2 2026 data
Iowa State Bank vs Peoples Bank
Metric by metric
| Measure | Iowa State Bank | Peoples Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 69 |
| Capital cushion | 67 (stronger) | 57 |
| Loan quality | 98 (stronger) | 72 |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 47 (stronger) | 34 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 86th | 53rd |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $873.0M | $1.0B |
| Capital ratio | 11.72% (stronger) | 10.73% |
| Problem loans | 0.06% (stronger) | 0.85% |
| Net charge-offs | -0.07% (stronger) | 0.01% |
| Return on assets | 1.60% | 2.10% (stronger) |
| Loans ÷ deposits | 102.4% | 102.0% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 37.1% |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Iowa State Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hinton, IA
- Sheldon, IA