Side-by-side · Q2 2026 data
Iowa State Bank vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | Iowa State Bank | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 67 | 98 (stronger) |
| Loan quality | 98 (stronger) | 78 |
| Earnings | 84 (stronger) | 45 |
| Funding & liquidity | 47 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 86th | 77th |
| Total assets | $1.3B | $135.4M |
| Deposits / shares | $873.0M | $113.3M |
| Capital ratio | 11.72% | 14.83% (stronger) |
| Problem loans | 0.06% (stronger) | 0.65% |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 1.60% (stronger) | 0.61% |
| Loans ÷ deposits | 102.4% | 77.9% (stronger) |
| Uninsured deposits | 24.4% | 3.9% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 3 and Worthington Federal Savings Bank, FSB on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.