Side-by-side · Q2 2026 data
Iowa State Bank vs ITS Bank
Metric by metric
| Measure | Iowa State Bank | ITS Bank |
|---|---|---|
| TellerScore | 95 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 77 | 84 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 99th |
| Total assets | $480.5M | $45.2M |
| Deposits / shares | $392.0M | $500K |
| Capital ratio | 15.92% | 97.51% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.76% | 61.63% (stronger) |
| Loans ÷ deposits | 70.0% | 0.0% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 30.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
ITS Bank has the higher TellerScore (98 vs 95). On the 5 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 1 and ITS Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.