Side-by-side · Q2 2026 data
Iowa State Bank vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Iowa State Bank | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 11 | 74 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 83 (stronger) | 61 |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 20th | 78th |
| Total assets | $392.9M | $251.7M |
| Deposits / shares | $339.9M | $209.6M |
| Capital ratio | 11.03% | 15.87% (stronger) |
| Problem loans | 2.66% | 0.78% (stronger) |
| Net charge-offs | -1.29% (stronger) | 0.18% |
| Return on assets | 2.38% (stronger) | 1.20% |
| Loans ÷ deposits | 77.0% (stronger) | 99.2% |
| Uninsured deposits | 15.7% | 12.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 3 and Cedar Falls Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.