Side-by-side · Q2 2026 data
Iowa State Bank vs Citizens Community Credit Union
Metric by metric
| Measure | Iowa State Bank | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 73 | 88 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 95 (stronger) | 76 |
| Earnings | 64 | 87 (stronger) |
| Funding & liquidity | 55 | 79 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 53rd | 92nd |
| Total assets | $470.7M | $253.6M |
| Deposits / shares | $378.9M | $201.9M |
| Capital ratio | 11.17% | 19.14% (stronger) |
| Problem loans | 0.15% (stronger) | 0.73% |
| Net charge-offs | -0.00% (stronger) | 0.76% |
| Return on assets | 1.11% | 1.69% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 81.1% |
| Uninsured deposits | 38.3% | 5.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 3 and Citizens Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA