Side-by-side · Q2 2026 data
Iowa Trust and Savings Bank vs Exchange Bank Co.
Metric by metric
| Measure | Iowa Trust and Savings Bank | Exchange Bank Co. |
|---|---|---|
| TellerScore | 91 (stronger) | 69 |
| Capital cushion | 85 (stronger) | 41 |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 90 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 96th | 40th |
| Total assets | $210.6M | $341.5M |
| Deposits / shares | $142.1M | $306.1M |
| Capital ratio | 13.46% (stronger) | 9.11% |
| Problem loans | 0.01% (stronger) | 1.33% |
| Net charge-offs | 0.05% | -0.02% (stronger) |
| Return on assets | 1.68% | 2.01% (stronger) |
| Loans ÷ deposits | 63.7% (stronger) | 67.4% |
| Uninsured deposits | 20.9% | 12.4% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa Trust and Savings Bank has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Iowa Trust and Savings Bank leads on 4 and Exchange Bank Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.