Iowa Trust and Savings Bank is a state-chartered bank headquartered in Centerville, Iowa, in business for about 130 years. At the end of Q2 2026 it reported $210.6M in total assets and $142.1M in deposits, with 2 offices.
Iowa Trust and Savings Bank has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 12th. Loan quality contributes the most (100/100, 0.01%); capital cushion contributes the least (85/100, 13.46%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (92 → 91).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 87 |
| Q4 2024 | 89 |
| Q1 2025 | 91 |
| Q2 2025 | 92 |
| Q3 2025 | 95 |
| Q4 2025 | 91 |
| Q1 2026 | 92 |
| Q2 2026 | 91 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.12% |
| Q3 2024 | 12.73% |
| Q4 2024 | 12.70% |
| Q1 2025 | 13.15% |
| Q2 2025 | 13.16% |
| Q3 2025 | 14.36% |
| Q4 2025 | 13.84% |
| Q1 2026 | 13.86% |
| Q2 2026 | 13.46% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.57% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.64% |
| Q1 2025 | 1.72% |
| Q2 2025 | 1.80% |
| Q3 2025 | 1.79% |
| Q4 2025 | 1.48% |
| Q1 2026 | 1.66% |
| Q2 2026 | 1.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 91 | $210.6M | 13.46% | 0.01% | 1.68% | 63.7% |
| Q1 2026 | 92 | $211.4M | 13.86% | 0.04% | 1.66% | 61.2% |
| Q4 2025 | 91 | $200.5M | 13.84% | 0.01% | 1.48% | 66.6% |
| Q3 2025 | 95 | $194.8M | 14.36% | 0.00% | 1.79% | 69.2% |
| Q2 2025 | 92 | $198.5M | 13.16% | 0.00% | 1.80% | 64.3% |
| Q1 2025 | 91 | $206.6M | 13.15% | 0.00% | 1.72% | 61.5% |
| Q4 2024 | 89 | $206.6M | 12.70% | 0.00% | 1.64% | 60.6% |
| Q3 2024 | 87 | $204.9M | 12.73% | 0.12% | 1.62% | 62.9% |
| Q2 2024 | 87 | $206.6M | 12.12% | 0.02% | 1.57% | 60.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Savings Bank & TrustBank Traer, IA | 81 out of 100, Strong | $212.7M | 10.3% | 0.00% | vs |
| Farmers & Merchants Bank & TrustBank Burlington, IA | 60 out of 100, Moderate | $208.2M | 10.7% | 1.66% | vs |
| Iowa State BankBank Sac City, IA | 64 out of 100, Moderate | $213.3M | 11.5% | 1.84% | vs |
| State Savings BankBank Bedford, IA | 70 out of 100, Strong | $207.2M | 10.0% | 0.72% | vs |
| Farmers Savings BankBank Fostoria, IA | 46 out of 100, Below average | $215.3M | 12.6% | 3.48% | vs |
| Houghton State BankBank Red Oak, IA | 69 out of 100, Moderate | $204.8M | 15.4% | 2.58% | vs |
Deposit insurance
Is my money safe at Iowa Trust and Savings Bank?
Yes. Iowa Trust and Savings Bank is an FDIC-insured institution (FDIC certificate #1547). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.9% of deposits ($29.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Iowa Trust and Savings Bank lists 2 offices in 2 cities. Most locations:
- Centerville, IA (1)
- Moravia, IA (1)
Identity & history
Profile
- Legal name
- Iowa Trust and Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 1547
- RSSD ID
- 202541
- Primary regulator
- FDIC
- Holding company
- Bradley Bcorp Inc
- Established
- January 1, 1896
- Headquarters
- 200 N 10th St, Centerville, IA 52544
- Website
- www.iowatrust.bank
- Employees
- 26
Quick answers
Iowa Trust and Savings Bank: common questions
Is Iowa Trust and Savings Bank FDIC insured?
Yes. Iowa Trust and Savings Bank is an FDIC-insured institution (FDIC certificate #1547). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Iowa Trust and Savings Bank's TellerScore?
91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Iowa Trust and Savings Bank ever failed?
There is no failure record for FDIC certificate #1547 in the FDIC failed bank list.
How many branches does Iowa Trust and Savings Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Centerville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Industrial Employees Credit UnionCredit union Centerville, IA | 91 out of 100, Very strong | $9.2M | 22.2% | 0.05% | vs |
| Farmers Bank of Northern MissouriBank Unionville, MO | 83 out of 100, Strong | $566.5M | 12.7% | 0.26% | vs |
| Putnam County State BankBank Unionville, MO | 80 out of 100, Strong | $317.6M | 13.5% | 0.62% | vs |
| South Ottumwa Savings BankBank Ottumwa, IA | 77 out of 100, Strong | $565.4M | 13.0% | 0.83% | vs |
| Exchange Bank Co.Bank Kahoka, MO | 69 out of 100, Moderate | $341.5M | 9.1% | 1.33% | vs |
| Peoples Savings BankBank Indianola, IA | 65 out of 100, Moderate | $610.4M | 10.0% | 0.91% | vs |