Side-by-side · Q2 2026 data
Iowa Trust and Savings Bank vs Farmers & Merchants Bank & Trust
Metric by metric
| Measure | Iowa Trust and Savings Bank | Farmers & Merchants Bank & Trust |
|---|---|---|
| TellerScore | 91 (stronger) | 60 |
| Capital cushion | 85 (stronger) | 57 |
| Loan quality | 100 (stronger) | 45 |
| Earnings | 87 (stronger) | 57 |
| Funding & liquidity | 90 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 96th | 19th |
| Total assets | $210.6M | $208.2M |
| Deposits / shares | $142.1M | $187.0M |
| Capital ratio | 13.46% (stronger) | 10.73% |
| Problem loans | 0.01% (stronger) | 1.66% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.68% (stronger) | 0.91% |
| Loans ÷ deposits | 63.7% (stronger) | 67.8% |
| Uninsured deposits | 20.9% (stronger) | 24.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa Trust and Savings Bank has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Iowa Trust and Savings Bank leads on 6 and Farmers & Merchants Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.