Side-by-side · Q2 2026 data
Iowa Trust and Savings Bank vs Putnam County State Bank
Metric by metric
| Measure | Iowa Trust and Savings Bank | Putnam County State Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 80 |
| Capital cushion | 85 | 85 |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 87 | 90 (stronger) |
| Funding & liquidity | 90 (stronger) | 47 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 96th | 77th |
| Total assets | $210.6M | $317.6M |
| Deposits / shares | $142.1M | $273.7M |
| Capital ratio | 13.46% | 13.52% (stronger) |
| Problem loans | 0.01% (stronger) | 0.62% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.68% | 1.75% (stronger) |
| Loans ÷ deposits | 63.7% (stronger) | 85.1% |
| Uninsured deposits | 20.9% (stronger) | 40.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa Trust and Savings Bank has the higher TellerScore (91 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Iowa Trust and Savings Bank leads on 4 and Putnam County State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.