Side-by-side · Q2 2026 data
Ipava State Bank vs Milledgeville State Bank
Metric by metric
| Measure | Ipava State Bank | Milledgeville State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 47 | 55 (stronger) |
| Loan quality | 93 (stronger) | 91 |
| Earnings | 79 (stronger) | 52 |
| Funding & liquidity | 70 | 79 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 53rd | 47th |
| Total assets | $221.9M | $215.2M |
| Deposits / shares | $194.3M | $170.6M |
| Capital ratio | 9.68% | 10.48% (stronger) |
| Problem loans | 0.20% (stronger) | 0.28% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.47% (stronger) | 0.80% |
| Loans ÷ deposits | 70.4% (stronger) | 81.0% |
| Uninsured deposits | 32.5% | 11.5% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Ipava State Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Ipava State Bank leads on 5 and Milledgeville State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.