Milledgeville State Bank (FDIC certificate #15873) is based in Milledgeville, Illinois. Its Q2 2026 call report shows $215.2M in total assets and $170.6M in deposits and 1 office.
Based on its Q2 2026 filing, Milledgeville State Bank scores 71/100, which we describe as strong. That is higher than only 47% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 155th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is earnings (52/100; 0.80%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 64 |
| Q4 2024 | 63 |
| Q1 2025 | 63 |
| Q2 2025 | 71 |
| Q3 2025 | 75 |
| Q4 2025 | 74 |
| Q1 2026 | 75 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.73% |
| Q3 2024 | 11.74% |
| Q4 2024 | 11.55% |
| Q1 2025 | 11.30% |
| Q2 2025 | 11.40% |
| Q3 2025 | 11.15% |
| Q4 2025 | 10.87% |
| Q1 2026 | 10.55% |
| Q2 2026 | 10.48% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.33% |
| Q3 2024 | 1.73% |
| Q4 2024 | 1.52% |
| Q1 2025 | 1.57% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 1.12% |
| Q4 2024 | 0.88% |
| Q1 2025 | 0.93% |
| Q2 2025 | 1.05% |
| Q3 2025 | 1.06% |
| Q4 2025 | 1.06% |
| Q1 2026 | 0.98% |
| Q2 2026 | 0.80% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $215.2M | 10.48% | 0.28% | 0.80% | 81.0% |
| Q1 2026 | 75 | $212.7M | 10.55% | 0.00% | 0.98% | 81.2% |
| Q4 2025 | 74 | $211.1M | 10.87% | 0.28% | 1.06% | 82.4% |
| Q3 2025 | 75 | $203.4M | 11.15% | 0.30% | 1.06% | 79.4% |
| Q2 2025 | 71 | $193.8M | 11.40% | 0.80% | 1.05% | 77.4% |
| Q1 2025 | 63 | $187.2M | 11.30% | 1.57% | 0.93% | 75.6% |
| Q4 2024 | 63 | $191.1M | 11.55% | 1.52% | 0.88% | 77.4% |
| Q3 2024 | 64 | $184.2M | 11.74% | 1.73% | 1.12% | 76.9% |
| Q2 2024 | 58 | $180.3M | 11.73% | 2.33% | 1.18% | 79.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Burling BankBank Chicago, IL | 54 out of 100, Below average | $214.2M | 13.6% | 3.77% | vs |
| The Farmers State Bank and Trust CompanyBank Jacksonville, IL | 66 out of 100, Moderate | $210.1M | 13.8% | 2.22% | vs |
| Peru Federal Savings BankBank Peru, IL | 87 out of 100, Very strong | $208.5M | 16.4% | 0.28% | vs |
| Ipava State BankBank Lewistown, IL | 73 out of 100, Strong | $221.9M | 9.7% | 0.20% | vs |
| First FSB of MascoutahBank Mascoutah, IL | 52 out of 100, Below average | $207.3M | 10.5% | 2.12% | vs |
| Spring Valley City BankBank Spring Valley, IL | 84 out of 100, Strong | $207.0M | 13.9% | 0.18% | vs |
Deposit insurance
Is my money safe at Milledgeville State Bank?
Yes. Milledgeville State Bank is an FDIC-insured institution (FDIC certificate #15873). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.5% of deposits ($19.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.86% (benchmark: 10%).
1 location
Branches
Milledgeville State Bank lists 1 office in 1 city. Most locations:
- Milledgeville, IL (1)
Identity & history
Profile
- Legal name
- Milledgeville State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15873
- RSSD ID
- 895448
- Primary regulator
- FDIC
- Holding company
- Milledgeville Bcorp Inc
- Established
- January 2, 1942
- Headquarters
- 451 N Main Ave, Milledgeville, IL 61051
- Website
- www.milledgevillebank.com
- Employees
- 12
Quick answers
Milledgeville State Bank: common questions
Is Milledgeville State Bank FDIC insured?
Yes. Milledgeville State Bank is an FDIC-insured institution (FDIC certificate #15873). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Milledgeville State Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Milledgeville State Bank ever failed?
There is no failure record for FDIC certificate #15873 in the FDIC failed bank list.
How many branches does Milledgeville State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Milledgeville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ottawa Hiway Credit UnionCredit union Ottawa, IL | 100 out of 100, Very strong | $16.3M | 16.7% | 0.00% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| Select Employees Credit UnionCredit union Sterling, IL | 86 out of 100, Very strong | $78.6M | 12.6% | 0.26% | vs |
| Exchange State BankBank Lanark, IL | 83 out of 100, Strong | $112.7M | 11.5% | 0.05% | vs |
| 1st Gateway Credit UnionCredit union Camanche, IA | 80 out of 100, Strong | $170.9M | 14.1% | 0.35% | vs |
| Blackhawk Area Credit UnionCredit union Savanna, IL | 79 out of 100, Strong | $39.1M | 13.4% | 0.13% | vs |