Side-by-side · Q2 2026 data
Ipswich State Bank vs First Western Federal Savings Bank
Bank
First Western Federal Savings Bank
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Ipswich State Bank | First Western Federal Savings Bank |
|---|---|---|
| TellerScore | 86 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 93 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 46 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 81st | 92nd |
| Total assets | $74.2M | $63.5M |
| Deposits / shares | $62.3M | $40.6M |
| Capital ratio | 15.46% | 18.08% (stronger) |
| Problem loans | 1.31% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.83% | 2.31% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 143.5% |
| Uninsured deposits | 22.7% | 18.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
First Western Federal Savings Bank has the higher TellerScore (92 vs 86). On the 6 directional measures above (where higher or lower is clearly better), Ipswich State Bank leads on 1 and First Western Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.