Side-by-side · Q2 2026 data
Iq Credit Union vs Hapo Community Credit Union
Metric by metric
| Measure | Iq Credit Union | Hapo Community Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 63 (stronger) | 62 |
| Loan quality | 74 | 94 (stronger) |
| Earnings | 69 | 82 (stronger) |
| Funding & liquidity | 69 | 76 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 58th | 88th |
| Total assets | $2.2B | $3.0B |
| Deposits / shares | $1.9B | $2.6B |
| Capital ratio | 11.30% (stronger) | 11.20% |
| Problem loans | 0.79% | 0.18% (stronger) |
| Net charge-offs | 0.58% | 0.51% (stronger) |
| Return on assets | 1.23% | 1.56% (stronger) |
| Loans ÷ deposits | 91.4% | 83.8% (stronger) |
| Uninsured deposits | 6.7% (stronger) | 14.6% |
| Offices | 25 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.9% | 25.8% |
Hapo Community Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Iq Credit Union leads on 2 and Hapo Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.